How to become a WRCU Member
To become a member of WRCU, you must open a savings account called a Primary Share Account with a minimum balance of at least $5. Click here for an application and more information.
We take the money that you deposit and, in turn, lend it back to your friends and neighbors. You can be proud that your deposits are working to help people in your own community.
Because of our mission of returning all profits to the members, you will find that WRCU will pay consistently high interest (dividend) rates to our members who entrust us with their funds.
Once you are a member of the credit union, you have access to the wide range of services offered to our members. The WRCU is not just for deposits and loans. We also offer a broad range of consumer information to help you make informed decisions as well as many services that just make life more convenient.
We do our best to make access to the credit union as easy as possible. Therefore, we have two office locations:
Rochester Office
96 North Main Street
PO Box 419
Rochester, VT 05767-0419Phone: (802) 767-3333, or
(800) 891-3332
Fax: (802) 767-3046Business Hours:
M, T, W, Th 9:00 – 5:00
Except for the 2nd and 4th Wednesday each month. On those Wednesdays, there is a delayed opening of 9:30 to allow for staff training.
F 9:00 – 6:00
Bethel Office
330 Main Street
PO Box 177
Bethel, VT 05032-0177Phone: (802) 234-9232
Fax: (802) 234-6553Business Hours:
M, T, W, Th 8:00 – 4:00
Except for the 2nd and 4th Wednesday each month. On those Wednesdays, there is a delayed opening of 9:30 to allow for staff training.
F 8:00 – 6:00
WRCU Member Products and Services:
- Deposit Accounts
- Regular Savings
- Special Savings
- Holiday Club Account
- Vacation Club Account
- Share Draft (Checking) Account
- Standard
- Senior
- Youth
- Share Certificates
- 6 month
- 1 Year
- 2 Year
- Individual Retirement Accounts (IRA)
- Traditional
- Roth
- Coverdell Education
- Loans
- Automotive Loans – New and Used
- Other Consumer Loans
- Recreational Loan (New and Used ATV, Snow Machine, Motor Home or Camper, Boat, etc.)
- Share or Certificate of Deposit Secured Loan
- Personal (no collateral)
- VISA Credit Card
- Real Estate Loans
- Home Equity
- 1st Mortgage
- Mobile Home
- Other Products and Service
- ATM/Debit Card (MasterCard)
- Home Banking
- Domestic and Foreign Wire Transfers
- Overdraft Protection
- Cashier’s Checks
- Money Orders
- U.S. Savings Bonds
- Travelers Checks
- Notary Public Services
- Night Deposit
- Check Cashing
- Direct Deposit and Payroll Deduction
- Safe Deposit Boxes
- Loan Counseling
- Photocopying
- Account Reconciliation or Research
- Account Statement and Share Draft copies
Copyright © 2008, White River Credit Union, All Rights Reserved


