member benefits

White River Credit Union Membership Benefits

Now that you are a member of WRCU there are many benefits you can take advantage of; here are some of the most important.

  • WRCU Visa card - Low rates, no annual fees, card usage alerts, car rental insurance, and more. View transactions, set alerts, and pay online at Ezcardinfo.com
  • WRCU debit/ATM card - Get cash from our network of ATMs or pay for merchandise or services like you would with a check.
  • Online banking - 24/7 access to your accounts
  • Online bill pay - Pay loans, pay people, pay bills from your WRCU account.
  • E-alerts - Be notified when there is activity on your accounts
  • E-statements - No service fee on your share draft account with e-statements.
  • Online loan application - Apply online with a quick turn-around from WRCU
  • Direct deposit- Have your paycheck or Social Security check automatically deposited in your WRCU account
  • Notary service - Free notarization of important documents.
  • Loan insurance - Life and disability insurance on your loan for peace of mind.
  • Safe deposit boxes - Available in all branches for a nominal fee.
  • ATM network - Surcharge-free ATMs in network; there is a handy locator on our website.
  • Rates - We can keep loan rates low because we don’t have to make a profit.
  • Resource center - On our website, quick access to common tasks and questions
  • Switch kit - The forms and help you need to switch accounts from your old bank or credit union to WRCU
  • Facebook page - Stay connected with credit union news and financial tips.
  • Lower fees than banks - We only charge what we have to in order to cover costs. We do not need to make a profit.
  • Quarterly newsletter - Stay up to date on credit union happenings, programs and events
  • Insured deposits - Your deposits are insured up to $250,000 by the NCUA, a U.S. Government agency.
  • You own a stake in the WRCU - Members are also owners, the WRCU is a co-operative financial institution.
  • Open annual meeting - Exercise your right to participate and vote on credit union matters at the annual business meeting.
  • Personal service - We know your name. If we don’t, we will learn it!
  • Scholarship program - Apply for annual WRCU scholarships through your high school.