Loan Rates

For consumer loan details, please download the LOANLINER® Addendum.

Secured Loan Rates

Rates effective as of March 8, 2021

Loan Type Term APR
New Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
36 Months		 As low as
2.74%*
New Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
48 Months		 As low as
2.74%*
New Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
60 Months		 As low as
2.74%*
New Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
72 Months		 As low as
3.54%*
New Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
84 Months		 As low as
4.04%*
New Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
Up to 120 Months		 As low as
5.04%*
Vehicle Loan, 2014 up through 2021 24 Months As low as
2.76%*
Vehicle Loan, 2014 up through 2021 36 Months As low as
3.01%*
Vehicle Loan, 2014 up through 2021 48 Months As low as
3.26%*
Vehicle Loan, 2014 up through 2021 60 Months As low as
3.51%*
Vehicle Loan, 2014 up through 2021 72 Months As low as
4.01%*
Vehicle Loan, 2013 or older 24 Months As low as
4.26%*
Vehicle Loan, 2013 or older 36 Months As low as
4.51%*
Vehicle Loan, 2013 or older 48 Months As low as
4.76%*
Vehicle Loan, 2013 or older 60 Months As low as
5.51%*
Salvage or Rebuilt Vehicle or Other Collateral 24 Months As low as
5.01%*
Salvage or Rebuilt Vehicle or Other Collateral 36 Months As low as
5.26%*
Salvage or Rebuilt Vehicle or Other Collateral 48 Months As low as
5.51%*
Salvage or Rebuilt Vehicle or Other Collateral 60 Months As low as
6.26%*
New Campers, Motorhomes, or Boats 2020 & 2021

With a collateral value in excess of $25,000 - 80% loan to value or less

 120-180 Months As low as
5.04%*
Campers, Motorhomes, or Boats 2014 up through 2021

With a collateral value in excess of $25,000

 120-180 Months As low as
6.54%*
Share Secured Loan

This APR will vary based on the dividend rate of the shares securing the loan and is subject to change on the first day of each quarter.

 Maximum 60 Months As low as
3.20%*
Certificate Secured Loan

This APR will vary based on the interest rate of the certificate securing the loan and will change upon the renewal of the certificate based on the renewal rate.

 Maximum 60 Months As low as
3.85%*

* With Auto-Pay

Green Vehicle Loans

Rates effective as of March 8, 2021

See what qualifies as a green vehicle.

Loan Type Term APR
New Green Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
36 Months		 As low as
2.24%*
New Green Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
48 Months		 As low as
2.24%*
New Green Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
60 Months		 As low as
2.24%*
New Green Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
72 Months		 As low as
3.04%*
New Green Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
84 Months		 As low as
3.54%*
New Green Vehicle Loan, 2020 & 2021 Special - under 3,000 miles
Up to 120 Months		 As low as
4.54%*
Green Vehicle Loan, 2014 up through 2021 24 Months As low as
2.26%*
Green Vehicle Loan, 2014 up through 2021 36 Months As low as
2.51%*
Green Vehicle Loan, 2014 up through 2021 48 Months As low as
2.76%*
Green Vehicle Loan, 2014 up through 2021 60 Months As low as
3.01%*
Green Vehicle Loan, 2014 up through 2021 72 Months As low as
3.51%*
Green Vehicle Loan, 2013 or older 24 Months As low as
3.76%*
Green Vehicle Loan, 2013 or older 36 Months As low as
4.01%*
Green Vehicle Loan, 2013 or older 48 Months As low as
4.26%*
Green Vehicle Loan, 2013 or older 60 Months As low as
5.01%*

* With Auto-Pay

Unsecured Loan Rates

Rates effective as of February 1, 2021

Loan Type Term APR
Share Draft Overdraft Protection

Maximum unsecured overdraft protection is $2,000.00

 24 Months 15.00%
Unsecured (closed end) Loan 12 Months As low as
7.50%*
Unsecured (closed end) Loan 24 Months As low as
8.00%*
Unsecured (closed end) Loan 36 Months As low as
8.50%*
Unsecured (closed end) Loan 48 Months As low as
9.25%*
Unsecured (closed end) Loan 60 Months As low as
10.25%*

* With Auto-Pay

APR = Annual percentage rate