Loan Rates

Rates effective as of September 10, 2018

For consumer loan details, please download the LOANLINER® Addendum.

Rates effective as of September 10, 2018

Rate Description	Term	APR
Vehicle Loan, 2009-2018	24 Months	As low as 2.48%*
Vehicle Loan, 2010-2018	36 Months	As low as 2.69%*
Vehicle Loan, 2012-2018	48 Months	As low as 2.84%*
Vehicle Loan, 2012-2018	60 Months	As low as 3.33%*
Vehicle Loan, 2014-2018	72 Months	As low as 3.81%*
Vehicle Loan, 2014-2018	84 Months	As low as 4.51%*
Vehicle Loan, 2016-2018	96 Months	As low as 7.70%*
Vehicle Loan, 2016-2018	Over 96 Months	As low as 8.11%*
Vehicle Loan- Salvaged or Rebuilt	12-60 Months	As low as 7.36%*
Campers, Motorhomes, or Boats 2011-2018 With a collateral value in excess of $25,000	120-180 Months	As low as 6.50%*
Other Collateral Includes vehicles 2008 and older	12-60 Months	As low as 7.36%*
Share Secured Loan This APR will vary based on the dividend rate of the shares securing the loan and is subject to change on the first day of each quarter.	Maximum 60 Months	3.20%
Certificate Secured Loan This APR will vary based on the interest rate of the certificate securing the loan and will change upon the renewal of the certificate based on the renewal rate.	Maximum 60 Months	3.85%

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* With Auto-Pay

* With Auto-Pay

Rate Description	Term	APR
Share Draft Overdraft Protection Maximum unsecured overdraft protection is $2,000.00	24 Months	15.00%
Unsecured (signature) Loan	12 Months	As low as 7.50%*
Unsecured (signature) Loan	24 Months	As low as 8.00%*
Unsecured (signature) Loan	36 Months	As low as 8.50%*
Unsecured (signature) Loan	48 Months	As low as 9.25%*
Unsecured (signature) Loan	60 Months	As low as 10.25%*

*APR = Annual percentage rate

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APR: Annual Percentage Rate
APY: Annual Percentage Yield
*With Auto-Pay