Loan Rates

Rates effective as of September 10, 2018

For consumer loan details, please download the LOANLINER® Addendum.

Secured Loan Rates

Rates effective as of September 10, 2018

* With Auto-Pay

Rate DescriptionTermAPR
Vehicle Loan, 2009-201824 MonthsAs low as 2.48%*
Vehicle Loan, 2010-201836 MonthsAs low as 2.69%*
Vehicle Loan, 2012-201848 MonthsAs low as 2.84%*
Vehicle Loan, 2012-201860 MonthsAs low as 3.33%*
Vehicle Loan, 2014-201872 MonthsAs low as 3.81%*
Vehicle Loan, 2014-201884 MonthsAs low as 4.51%*
Vehicle Loan, 2016-201896 MonthsAs low as 7.70%*
Vehicle Loan, 2016-2018Over 96 MonthsAs low as 8.11%*
Vehicle Loan- Salvaged or Rebuilt12-60 MonthsAs low as 7.36%*
Campers, Motorhomes, or Boats 2011-2018

With a collateral value in excess of $25,000

120-180 MonthsAs low as 6.50%*
Other Collateral

Includes vehicles 2008 and older

12-60 MonthsAs low as 7.36%*
Share Secured Loan

This APR will vary based on the dividend rate of the shares securing the loan and is subject to change on the first day of each quarter.

Maximum 60 Months3.20%
Certificate Secured Loan

This APR will vary based on the interest rate of the certificate securing the loan and will change upon the renewal of the certificate based on the renewal rate.

Maximum 60 Months3.85%

Green Vehicle Loans

See what qualifies as a green vehicle

* With Auto-Pay

Rate DescriptionTermAPR
Green Vehicle Loan, 2009-201824 MonthsAs low as 1.98%*
Green Vehicle Loan, 2010-201836 MonthsAs low as 2.19%*
Green Vehicle Loan, 2012-201848 MonthsAs low as 2.34%*
Green Vehicle Loan, 2012-201860 MonthsAs low as 2.83%*
Green Vehicle Loan, 2014-201872 MonthsAs low as 3.31%*
Green Vehicle Loan, 2014-201884 MonthsAs low as 4.01%*
Green Vehicle Loan, 2016-201896 MonthsAs low as 7.20%*

Unsecured Loan Rates

* With Auto-Pay

Rate DescriptionTermAPR
Share Draft Overdraft Protection

Maximum unsecured overdraft protection is $2,000.00

24 Months15.00%
Unsecured (signature) Loan12 MonthsAs low as 7.50%*
Unsecured (signature) Loan24 MonthsAs low as 8.00%*
Unsecured (signature) Loan36 MonthsAs low as 8.50%*
Unsecured (signature) Loan48 MonthsAs low as 9.25%*
Unsecured (signature) Loan60 MonthsAs low as 10.25%*

*APR = Annual percentage rate