Loan Rates

For consumer loan details, please download the LOANLINER® Addendum.

Secured Loan Rates

* With Auto-Pay

Rates effective as of November 4, 2020

Rate DescriptionTermAPR
Vehicle Loan, 2014 up through 202124 MonthsAs low as 2.76%*
Vehicle Loan, 2014 up through 202136 MonthsAs low as 3.01%*
Vehicle Loan, 2014 up through 202148 MonthsAs low as 3.26%*
Vehicle Loan, 2014 up through 202160 MonthsAs low as 3.51%*
Vehicle Loan, 2020 & 202172 MonthsAs low as 4.01%*
Vehicle Loan, 2020 & 202184 MonthsAs low as 4.75%*
Vehicle Loan, 2020 & 2021Up to 120 MonthsAs low as 7.21%*
Vehicle Loan, 2013 or older24 MonthsAs low as 4.51%*
Vehicle Loan, 2013 or older36 MonthsAs low as 4.76%*
Vehicle Loan, 2013 or older48 MonthsAs low as 5.01%*
Vehicle Loan, 2013 or older60 MonthsAs low as 5.26%*
Salvage or Rebuilt Vehicle or Other Collateral24 MonthsAs low as 6.26%*
Salvage or Rebuilt Vehicle or Other Collateral36 MonthsAs low as 6.51%*
Salvage or Rebuilt Vehicle or Other Collateral48 MonthsAs low as 6.76%*
Salvage or Rebuilt Vehicle or Other Collateral60 MonthsAs low as 7.01%*
New Campers, Motorhomes, or Boats 2020 & 2021

With a collateral value in excess of $25,000 - 80% loan to value or less

120-180 MonthsAs low as 5.75%*
Campers, Motorhomes, or Boats 2014 up through 2021

With a collateral value in excess of $25,000

120-180 MonthsAs low as 7.25%*
Share Secured Loan

This APR will vary based on the dividend rate of the shares securing the loan and is subject to change on the first day of each quarter.

Maximum 60 Months3.20%
Certificate Secured Loan

This APR will vary based on the interest rate of the certificate securing the loan and will change upon the renewal of the certificate based on the renewal rate.

Maximum 60 Months3.85%

Green Vehicle Loans

Rates effective as of November 4, 2020

See what qualifies as a green vehicle

* With Auto-Pay

Rate DescriptionTermAPR
Green Vehicle Loan, 2014 up through 202124 MonthsAs low as 2.26%*
Green Vehicle Loan, 2014 up through 202136 MonthsAs low as 2.51%*
Green Vehicle Loan, 2014 up through 202148 MonthsAs low as 2.76%*
Green Vehicle Loan, 2014 up through 202160 MonthsAs low as 3.01%*
Green Vehicle Loan, 2020 & 202172 MonthsAs low as 3.51%*
Green Vehicle Loan, 2020 & 202184 MonthsAs low as 4.25%*
Green Vehicle Loan, 2020 & 2021Up to 120 MonthsAs low as 6.71%*
Green Vehicle Loan, 2013 or older24 MonthsAs low as 4.01%*
Green Vehicle Loan, 2013 or older36 MonthsAs low as 4.26%*
Green Vehicle Loan, 2013 or older48 MonthsAs low as 4.51%*
Green Vehicle Loan, 2013 or older60 MonthsAs low as 4.76%*

Unsecured Loan Rates

Rates effective as of November 4, 2020

* With Auto-Pay

Rate DescriptionTermAPR
Share Draft Overdraft Protection

Maximum unsecured overdraft protection is $2,000.00

24 Months15.00%
Unsecured (closed end) Loan12 MonthsAs low as 7.50%*
Unsecured (closed end) Loan24 MonthsAs low as 8.00%*
Unsecured (closed end) Loan36 MonthsAs low as 8.50%*
Unsecured (closed end) Loan48 MonthsAs low as 9.25%*
Unsecured (signature) Loan60 MonthsAs low as 10.25%*

*APR = Annual percentage rate