Loan Rates

Rates effective as of January 10, 2019

For consumer loan details, please download the LOANLINER® Addendum.

Secured Loan Rates

Rates effective as of September 10, 2018

* With Auto-Pay

Rate DescriptionTermAPR
Vehicle Loan, 2012 up through 201924 MonthsAs low as 2.67%*
Vehicle Loan, 2012 up through 201936 MonthsAs low as 2.84%*
Vehicle Loan, 2012 up through 201948 MonthsAs low as 3.16%*
Vehicle Loan, 2012 up through 201960 MonthsAs low as 3.39%*
Vehicle Loan, 2018 & 201972 MonthsAs low as 3.83%*
Vehicle Loan, 2018 & 201984 MonthsAs low as 4.59%*
Vehicle Loan, 2018 & 2019Up to 120 MonthsAs low as 6.75%*
Vehicle Loan, 2011 or older24 MonthsAs low as 4.42%*
Vehicle Loan, 2011 or older36 MonthsAs low as 4.59%*
Vehicle Loan, 2011 or older48 MonthsAs low as 4.91%*
Salvage or Rebuilt Vehicle or Other Collateral24 MonthsAs low as 6.17%*
Salvage or Rebuilt Vehicle or Other Collateral36 MonthsAs low as 6.34%*
Salvage or Rebuilt Vehicle or Other Collateral48 MonthsAs low as 6.66%*
Campers, Motorhomes, or Boats 2018 & 2019

With a collateral value in excess of $25,000. 80% loan to value or less

120-180 MonthsAs low as 5.75%*
Campers, Motorhomes, or Boats 2012 up through 2019

With a collateral value in excess of $25,000

120-180 MonthsAs low as 7.25%*
Share Secured Loan

This APR will vary based on the dividend rate of the shares securing the loan and is subject to change on the first day of each quarter.

Maximum 60 Months3.20%
Certificate Secured Loan

This APR will vary based on the interest rate of the certificate securing the loan and will change upon the renewal of the certificate based on the renewal rate.

Maximum 60 Months3.85%

Green Vehicle Loans

See what qualifies as a green vehicle

* With Auto-Pay

Rate DescriptionTermAPR
Green Vehicle Loan, 2012 up through 201924 MonthsAs low as 2.17%*
Green Vehicle Loan, 2012 up through 201936 MonthsAs low as 2.34%*
Green Vehicle Loan, 2012 up through 201948 MonthsAs low as 2.66%*
Green Vehicle Loan, 2012 up through 201960 MonthsAs low as 2.89%*
Green Vehicle Loan, 2018 & 201972 MonthsAs low as 3.33%*
Green Vehicle Loan, 2018 & 201984 MonthsAs low as 4.09%*
Green Vehicle Loan, 2018 & 2019Up to 120 MonthsAs low as 6.25%*
Green Vehicle Loan, 2011 or older24 Months3.92%*
Green Vehicle Loan, 2011 or older36 Months4.09%*
Green Vehicle Loan, 2011 or older48 Months4.41%*

Unsecured Loan Rates

* With Auto-Pay

Rate DescriptionTermAPR
Share Draft Overdraft Protection

Maximum unsecured overdraft protection is $2,000.00

24 Months15.00%
Unsecured (signature) Loan12 MonthsAs low as 7.50%*
Unsecured (signature) Loan24 MonthsAs low as 8.00%*
Unsecured (signature) Loan36 MonthsAs low as 8.50%*
Unsecured (signature) Loan48 MonthsAs low as 9.25%*
Unsecured (signature) Loan60 MonthsAs low as 10.25%*

*APR = Annual percentage rate