Loan Rates

Rates effective as of March 13, 2019

For consumer loan details, please download the LOANLINER® Addendum.

Secured Loan Rates

Rates effective as of November 12, 2019

* With Auto-Pay

Rate DescriptionTermAPR
Vehicle Loan, 2013 up through 202024 MonthsAs low as 2.76%*
Vehicle Loan, 2013 up through 202036 MonthsAs low as 3.01%*
Vehicle Loan, 2013 up through 202048 MonthsAs low as 3.26%*
Vehicle Loan, 2013 up through 202060 MonthsAs low as 3.51%*
Vehicle Loan, 2019 & 202072 MonthsAs low as 4.01%*
Vehicle Loan, 2019 & 202084 MonthsAs low as 4.75%*
Vehicle Loan, 2019 & 2020Up to 120 MonthsAs low as 7.21%*
Vehicle Loan, 2012 or older24 MonthsAs low as 4.51%*
Vehicle Loan, 2012 or older36 MonthsAs low as 4.76%*
Vehicle Loan, 2012 or older48 MonthsAs low as 5.01%*
Vehicle Loan, 2012 or older60 MonthsAs low as 5.26%*
Salvage or Rebuilt Vehicle or Other Collateral24 MonthsAs low as 6.26%*
Salvage or Rebuilt Vehicle or Other Collateral36 MonthsAs low as 6.51%*
Salvage or Rebuilt Vehicle or Other Collateral48 MonthsAs low as 6.76%*
Salvage or Rebuilt Vehicle or Other Collateral60 MonthsAs low as 7.01%*
Campers, Motorhomes, or Boats 2019 & 2020

With a collateral value in excess of $25,000. New, 2019 or 2020, 80% loan to value or less

120-180 MonthsAs low as 5.75%*
Campers, Motorhomes, or Boats 2013 up through 2020

With a collateral value in excess of $25,000- 2013 though 2020

120-180 MonthsAs low as 7.25%*
Share Secured Loan

This APR will vary based on the dividend rate of the shares securing the loan and is subject to change on the first day of each quarter.

Maximum 60 Months3.20%
Certificate Secured Loan

This APR will vary based on the interest rate of the certificate securing the loan and will change upon the renewal of the certificate based on the renewal rate.

Maximum 60 Months3.85%

Green Vehicle Loans

See what qualifies as a green vehicle

* With Auto-Pay

Rate DescriptionTermAPR
Green Vehicle Loan, 2013 up through 202024 MonthsAs low as 2.26%*
Green Vehicle Loan, 2013 up through 202036 MonthsAs low as 2.51%*
Green Vehicle Loan, 2013 up through 202048 MonthsAs low as 2.76%*
Green Vehicle Loan, 2013 up through 202060 MonthsAs low as 3.01%*
Green Vehicle Loan, 2019 & 202072 MonthsAs low as 3.51%*
Green Vehicle Loan, 2019 & 202084 MonthsAs low as 4.25%*
Green Vehicle Loan, 2019 & 2020Up to 120 MonthsAs low as 6.71%*
Green Vehicle Loan, 2012 or older24 MonthsAs low as 4.01%*
Green Vehicle Loan, 2012 or older36 MonthsAs low as 4.26%*
Green Vehicle Loan, 2012 or older48 MonthsAs low as 4.51%*
Green Vehicle Loan, 2012 or older60 MonthsAs low as 4.76%*

Unsecured Loan Rates

* With Auto-Pay

Rate DescriptionTermAPR
Share Draft Overdraft Protection

Maximum unsecured overdraft protection is $2,000.00

24 Months15.00%
Unsecured (closed end) Loan12 MonthsAs low as 7.50%*
Unsecured (closed end) Loan24 MonthsAs low as 8.00%*
Unsecured (closed end) Loan36 MonthsAs low as 8.50%*
Unsecured (closed end) Loan48 MonthsAs low as 9.25%*
Unsecured (signature) Loan60 MonthsAs low as 10.25%*

*APR = Annual percentage rate