Welcome to White River Credit Union

 If you are seeing this page on a mobile device, online banking is under the "hamburger"  ≡ menu on the top left.

The White River Credit Union is a full service, member-owned, not-for-profit financial institution, serving towns and businesses in the upper White River valley. With our complete range of financial services, we can help you make more possible. How to Join

Auto loans

Vehicle Loans

The White River Credit Union offers some excellent rates on new or used cars, trucks, or RVs. We will finance many recreational vehicles at the same rate as a car, which could make WRCU your first choice lender. Add our low-cost Loan Protection Disability and Life Insurance and you have a winning deal! Talk to us today and we can get you going where you want to go. We also have some good advice on buying a car.

Visa Credit Card

WRCU Visa Card

A WRCU Visa card has a fixed rate, and no monthly or annual service fees to go along with the low 5.90% 6 month introductory Annual Percentage Rate (APR), then a 10.90% APR. This is one handy card to have!

Home Equity Loan

WRCU Has a New Home Equity Loan Product

 WRCU now offers five, ten, and fifteen year term Home Equity Loans with  rates as low as 2.39% APR*. These new terms give you the flexibility to meet your financial needs on a payback schedule that you control. To top it off, if your loan is for less than $50,000 there are no closing costs charged to you.*5 year term, rate depends on your credit. APR=Annual Percentage Rate

WRCU News

Full-Time Job Opportunity!

August 17, 2016

Full-Time Job Opportunity!

Full-Time Job Opportunity for a Member Service Representative to work in all three offices of the WRCU. Responsibilities include handling member financial transactions and loan inquiries, opening new accounts, and a variety of office tasks.

Read More

Keep your accounts safe online!

August 15, 2016

Keep your accounts safe online!

Being able to bank or shop online is a great convenience, but you want to be sure you're protecting yourself before you hit “send.” If the wrong people access your accounts, you might find yourself with a lot less money than you thought. Here are six steps you can take to help make sure that doesn't happen.

Read More

e-Alerts are Now Available from WRCU

June 8, 2016

e-Alerts are Now Available from WRCU

With e-alerts you can keep track of your account balances and banking activity. Would you like to know when your balance falls below a certain amount, or your direct-deposit paycheck is deposited in your account? Know within minutes when that big check you wrote gets cashed, or a scheduled automatic withdrawal or loan payment happens. Choose between the alerts going to email, or as a text message to your cell phone. E-alerts are easy to set up and will give you peace of mind knowing how and when your banking transactions are happening.

Read More

Home Equity Loan or Home Equity Line of Credit- Which is right for me?

May 6, 2016

Home Equity Loan or Home Equity Line of Credit- Which is right for me?

Do you know the differences between a Home Equity Line of Credit (HELOC) and a Home Equity Loan? They both use the equity, (the difference between the value of your home and what you owe on it) you have in your home as collateral, and the interest on either loan may be tax deductible, (you should check with a tax expert as every situation is different,) but one of these might be a better choice for you depending on your circumstances. We will point out some of the differences, and why you might want one over the other, and then you can look at the White River Credit Union's offerings and terms for these loans.

Read More

Read All WRCU News Postings