WRCU now has a mobile app for online banking. We think you will like it

Borrow on the equity in your home

Home Equity Loans

With a WRCU home equity loan, the equity that you have in your home can be changed into cash for lots of good things! You can borrow against the equity you've built up in your home and possibly deduct the interest portion of your loan payment on your tax return. A really nice feature of a WRCU Home Equity Loan is that there are no closing costs if your loan is for less than $50,000. Our Home Equity Loan is a fixed-rate, five, ten or fifteen-year loan.

Vehicle Loans

If it has a key, we Have a Loan

This is a great time to take advantage of our low interest rates. Get into that new or used car, truck, boat, RV, motorcycle or whatever you want, just in time for summer cruisin' or some well-deserved vacation trips. You can apply online or stop by any one of our offices in Randolph, Rochester, or Bethel and pick up a loan application.

Get your receipt by email

Get Your Receipt by Email

We can now send you a receipt for phone transactions and in-branch transactions by secure email. We send you a password-protected file so that you can electronically file your WRCU receipt, or print it at home if you need to. Don't take the chance of losing your receipt; ask a teller to switch you over to email receipts. You can still get a paper receipt as well as an email receipt if that works better for you.

Welcome to White River Credit Union

WRCU now has a mobile app for online banking. We think you will like it

The White River Credit Union is a full service, member-owned, not-for-profit financial institution, serving towns and businesses in the upper White River valley. With our complete range of financial services, we can help you make more possible. How to Join

WRCU News

September 12, 2018

2017 Annual Report is Now Available

Please have a look at the 2017 Annual Report before the annual meeting on Septermber 27th. If you can't make the meeting, have a look and see how your finances are being handled.

February 17, 2017

Home, Auto, Accident, and Life Insurance is available at a special rate for WRCU members

WRCU in partnership with TruStage is offering some good deals on insurance. You can get a free no-obligation quote online today.

December 2, 2016

Quickbooks Support at WRCU

The question of exporting financial information from FlexTeller to QuickBooks comes up from time to time. QuickBooks is mainly a business application, but many of our self-employed and small business members use QuickBooks. While WRCU cannot help you with QuickBooks issues, we can hopefully clarify things for you so you can transfer banking information.

Read More about Quickbooks Support at WRCU

Home Equity Loan or Home Equity Line of Credit- Which is right for me?

May 6, 2016

Home Equity Loan or Home Equity Line of Credit- Which is right for me?

Do you know the differences between a Home Equity Line of Credit (HELOC) and a Home Equity Loan? They both use the equity, (the difference between the value of your home and what you owe on it) you have in your home as collateral, and the interest on either loan may be tax deductible, (you should check with a tax expert as every situation is different,) but one of these might be a better choice for you depending on your circumstances. We will point out some of the differences, and why you might want one over the other, and then you can look at the White River Credit Union's offerings and terms for these loans.

Read More about Home Equity Loan or Home Equity Line of Credit- Which is right for me?

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